Car Ownership Cost Calculator
See the true monthly and yearly cost of owning your car — depreciation, fuel, insurance, maintenance and loan interest. Enter your numbers — the full breakdown appears instantly.
Total cost per month
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Total cost per year
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Cost per km
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Cost breakdown
How to use
- Enter the car price, your down payment and choose loan or cash purchase.
- Enter your monthly fuel, insurance, yearly maintenance and how many years you will keep the car.
- The true cost per month, per year and per km appears instantly with a cost breakdown.
Note: Depreciation is estimated at 15% of remaining value per year. This is an estimate, not a valuation.
Tips
- Depreciation is usually the biggest cost — buying a 2 to 3 year old car cuts it sharply.
- Compare cost per km before buying; a cheaper car can be expensive to run.
- Regular maintenance lowers the maintenance and depreciation lines together.