Cash Discount Calculator
A supplier offers 2/10 net 30 — should you pay early? Enter the invoice amount, discount, and payment terms to compare the early-payment saving against its effective yearly rate, then decide with your cash position in mind.
Result
Enter values to see the result.
How to use
- Fill in the fields above with your own figures — results update live as you type.
- Terms like 2/10 net 30 mean 2 percent off if paid in 10 days, otherwise full amount in 30 days. The effective yearly rate annualizes that saving.
- Check the result box and adjust any rate or parameter to test other cases.
Note: Also weigh your cash position — an early payment is only good if the business can spare the cash.