Business Cash Flow Calculator
See exactly where your business money goes each month. Enter your opening balance, then add every inflow and outflow by category - sales, rent, salaries, stock - and get your net cash flow and closing balance instantly, updated live as you type.
Result
Enter values to see the result.
How to use
- Fill in the fields above with your own figures — results update live as you type.
- Add all money in and all money out for the month. Closing balance is opening balance plus net cash flow.
- Check the result box and adjust any rate or parameter to test other cases.
Tips
- Cash flow is not profit: credit sales count only when the money actually arrives.
- Track each category monthly to spot which expenses are growing fastest.
- A positive cash flow with a low closing balance means one late payment could hurt - keep a buffer.
- Run a what-if month with lower sales to test whether you can still cover fixed costs.
Note: Cash flow is not profit — credit sales and unpaid bills are excluded until cash actually moves.