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Punjab Kisan Card Eligibility Checker

Find out in under a minute whether you qualify for the Punjab Kisan Card: enter your land holding, check the farmer requirements, and see your estimated interest-free seasonal loan amount.

Your details

Format check only — this page does not send your CNIC anywhere.

Farmer requirements

Estimated seasonal loan

Per-acre supportRs 30,000 per acre
Land counted for loan—
Estimated loan per season—
Season capRs 150,000 (zero markup)

Loan calculation counts up to 5 acres. The card is usable for crop inputs (fertilizer, seeds, pesticides) at registered dealers.

Card benefits at a glance

Exact limits and phase rules change with government announcements — the figures above summarize published announcements, not a live official feed.

How to apply — step by step

  1. Send the SMS: type PKC, a space, then your 13-digit CNIC number (example: PKC 3520212345678) and send it to 8070 from the SIM registered on your CNIC.
  2. Wait for confirmation: you receive an SMS telling you whether you pass the initial eligibility check.
  3. Bank verification: visit your nearest Bank of Punjab branch with your original CNIC and land record (fard). Complete biometric verification there.
  4. Collect your card: once verified, collect the Kisan Card, set your PIN, and activate it.
  5. Buy inputs: use the card at registered dealers for fertilizer, seeds and pesticides.
  6. Repay on time: repay after harvest within the season window to stay eligible and qualify for rewards.

Frequently asked questions

A Punjab resident with a valid CNIC who owns 1 to 12.5 acres of agricultural land recorded with the Punjab Land Records Authority (PLRA), uses a mobile SIM registered on their own CNIC, and is not a bank defaulter. Final approval is done through digital verification by the authorities.

About Rs 30,000 per acre, up to a maximum of Rs 150,000 per crop season. The loan carries zero markup and is repaid after the crop harvest, usually within six months plus a one-month grace period.

Send an SMS with the text PKC followed by a space and your 13-digit CNIC number to 8070 from the SIM registered on your CNIC. After an eligibility confirmation SMS, visit a Bank of Punjab branch with your CNIC and land record for biometric verification and card collection.

The Punjab Agriculture helpline is 0800-17000. You can also find official updates on the agripunjab.gov.pk portal. Limits, phases and rules change over time, so confirm the current details through the helpline or the 8070 SMS service.
Interest-free seasonal loanRs 30,000 per acre, up to Rs 150,000 per season
MarkupZero — the Punjab government pays the markup
RepaymentAfter crop harvest; about 6 months with a 1-month grace period
Input supportCashless purchase of fertilizer, seeds and pesticides from registered dealers
SubsidyLinked subsidy programs on DAP, urea and seeds in announced phases
Crop protectionPriority access to crop insurance (Takaful) schemes
TrackingFree SMS alerts for every transaction; account managed by Bank of Punjab
RewardsTimely repayers may qualify for announced lucky draws and cashback