EMI Calculator
Calculate the monthly installment (EMI) on a car, bike, personal, or home loan, with total interest payable and the full repayment schedule. Adjust the loan amount, rate, and tenure to compare options.
Note: Same calculation as our Loan Calculator — this page uses the EMI terms Pakistani banks use.
Monthly EMI
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Total Interest
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Total Payable
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Full Amortization Table
| Month | EMI | Principal | Interest | Remaining Balance |
|---|
This is an estimate — the actual amount may differ due to bank processing fee, insurance and floating rate.
How to use
- Enter the loan amount in Rs.
- Enter the annual interest / markup rate (%) your bank is offering.
- Choose the tenure in months or years.
- Monthly EMI, total interest, total payable and the full schedule will show at once.
Good to know
- A longer tenure lowers the EMI but raises the total interest you pay.
- Compare interest rates from more than one bank before signing.
- Extra prepayments reduce the interest over the life of the loan.
- Borrow only an amount whose monthly EMI fits your budget comfortably.