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Home Loan / Mortgage Calculator

Know the true cost before you commit to a home. Enter the house price, down payment, bank interest rate and loan tenure to see your monthly payment, total interest and total cost, with a year-by-year breakdown.

Loan Amount
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Monthly Payment
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Total Interest
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Total Cost of House
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Total cost includes the down payment, all payments, the processing fee and other charges. This is an estimate — actual bank terms may differ.

Amortization Summary — Year by Year

YearPaidPrincipalInterestRemaining Balance

How to use

  1. Enter the house price in Rs and the down payment % — the loan amount will be calculated automatically.
  2. Enter the bank's annual interest rate (%) and the tenure in years.
  3. Add the processing fee and any other charges if there are any.
  4. Monthly payment, total interest, total cost and the year-by-year schedule will show right away.