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Annuity Calculator

Plan steady retirement-style income from your savings. This tool works both ways: find the regular payout a lump sum can produce, or find the lump sum you would need for a target monthly payout — with total payouts and the interest portion shown.

Result
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Total Paid Out Over Period
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Interest Portion of Payouts
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How to use

  1. Choose the mode: payout from a lump sum, or lump sum from a target payout.
  2. Enter the amount, expected annual return rate and payout period.
  3. Select the payout frequency (monthly, quarterly or yearly).
  4. See the per-payout amount, total paid out and the interest portion in the result.

Note

This is a payout (immediate) annuity using a fixed assumed return. Real annuity and pension products deduct charges and returns are not guaranteed, so treat the result as a planning estimate.