Auto Loan Calculator
Buying a car on bank finance? This free calculator turns the showroom price, down payment and trade-in value into your expected monthly installment, total markup and the full cost of the car — so you can compare bank offers before you sign.
Amount Financed
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Monthly Installment
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Total Interest / Markup
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Total Cost of Car (all payments + upfront)
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How to use
- Enter the car price and the registration or tax percentage.
- Enter the down payment and the trade-in value of your old car.
- Enter the bank markup rate and the term in months.
- See the installment, total markup and total cost.
Good to know
- A bigger down payment lowers the financed amount — every extra rupee upfront saves markup over the full term.
- Shorter terms mean higher monthly installments but much less total markup.
- Ask the bank about processing fees, insurance and tracker charges — they add to the real cost.
- This is a fixed-rate estimate; actual rates may change if they are linked to KIBOR.
Note
Estimate only. Bank auto finance in Pakistan may add processing fees, insurance and tracker charges, and rates are often KIBOR-linked and can change during the term.
Related: Flat Rate vs EMI Loan Comparer