Bachat Certificate Profit Calculator
Estimate profit on National Savings schemes in Pakistan with editable indicative rates. Results update live as you type.
Your investment
Indicative profit rate (editable)
Indicative only — National Savings revises rates periodically. Verify the current official rate with National Savings before investing.
Behbood and Pensioners schemes have eligibility conditions and investment limits. This tool estimates profit only and does not check eligibility.
Result
Enter values to see the result.
How to use
- Pick a scheme. The indicative annual profit rate fills in automatically and you can edit it.
- Enter your investment amount and holding period in months, then edit the withholding tax rate on profit if needed.
- Review gross profit, withholding tax, net profit, maturity amount and the effective net annual return.
Note: Profit is estimated as simple annualised profit. Real certificates may compound differently and have early-encashment rules. This estimate is indicative only and is not financial advice.