Bank Transfer Fee Comparer (Pakistan)
Enter a transfer amount and select a channel. The tool compares indicative fees across eight major Pakistani banks and highlights the cheapest option.
Fee comparison
| Bank | Fee (PKR) | Total cost (PKR) |
|---|---|---|
| Enter an amount and press Compare fees to see the comparison. | ||
Indicative fees updated October 2026. The cheapest fee is highlighted in green. IBFT app fees shown assume you have used up the free monthly limit; the first few app transfers each month are usually free.
How to use
- Enter the transfer amount in PKR.
- Select the channel you plan to use: RAAST, IBFT via app, IBFT via ATM, or branch transfer.
- Press Compare fees to see the per-bank fee table, total cost and the cheapest option highlighted.
- Read the summary note for the fastest free option and the saving versus the most expensive bank.
Disclaimer: fees are indicative typical values updated in October 2026, based on published schedules of charges. Banks revise their charges periodically and may apply different limits or account-specific rules. Always confirm the current fee with your bank before transferring.
Frequently asked questions
What does the Bank Transfer Fee Comparer do?
It compares indicative interbank transfer fees across eight major Pakistani banks for the channel you select and highlights the cheapest option and total cost per bank.
Is RAAST really free?
RAAST person-to-person transfers are free at the banks covered by this tool. IBFT transfers usually carry a per-transaction fee unless they fall within a bank's free monthly limit.
Why is branch transfer more expensive?
Over-the-counter branch transfers involve manual processing, so banks charge higher flat fees that often rise with the transfer amount.
What is the free monthly limit?
Most banks allow a few free IBFT app transfers per month (typically around 5) before charging the standard per-transaction fee. Limits differ by bank and account type.
Which channel is the cheapest overall?
RAAST via the bank app is free at all covered banks, so it is always the cheapest option. For IBFT, app transfers within the free monthly limit are also free.
Are these fees exact?
No. These are indicative typical fees updated in October 2026, based on published schedules of charges. Banks revise their charges periodically, so confirm the current fee with your bank before transferring.