50-30-20 Budget Planner
Split your monthly income the simple way: 50% for needs, 30% for wants, 20% for savings. Log what you actually spend in each bucket and see progress bars, remaining amounts and a verdict on your savings.
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Month Summary
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How to use
- Enter your monthly income and press Set Budget.
- Add each expense to the correct bucket (Needs, Wants or Savings).
- Watch the progress bars to see how much of each target you have used.
- Read the verdict at the bottom to know if your savings are on track.
Tips
- Needs are rent, food, bills and transport. Wants are dining out, shopping and entertainment.
- Pay your savings first: move the 20% aside on payday before you spend anything.
- If Needs go over 50%, look for one bill to reduce this month instead of cutting savings.
- Review your buckets at the end of each week so small overspending does not surprise you.