Compound Savings Visualizer
Watch your savings grow. Enter a monthly deposit, an expected annual return and the number of years — the tool projects your final balance, splits it into deposits vs interest earned, lists every year in a table, and draws a growth chart.
$
%
Expected yearly growth rate.
Total deposits
-
Interest earned
-
Final balance
-
Balance growth chart
Blue your deposits Yellow interest earned
Year-by-year breakdown
| Year | Deposited | Interest | End balance |
|---|
Disclaimer: this is a projection with a fixed assumed return. Real investments go up and down — confirm plans with a qualified adviser.
How to use
- Enter your monthly deposit, expected annual return and number of years.
- Press "Visualize Growth".
- Read the three totals, study the chart, and scroll the year-by-year table.
Tips
- Starting early beats depositing more — compounding rewards time.
- Compare a low and a high return to see how sensitive the outcome is.
- The interest column in the table shows the snowball effect: it grows faster in later years.
Formula: each month, balance = balance x (1 + annualRate/12) + monthlyDeposit.