Fixed Deposit Calculator
Compare profit on term deposits and saving certificates — monthly, quarterly or yearly payouts, or compounding at maturity. See each option’s per-period profit, total profit and maturity value side by side.
Profit Per Payout
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Total Profit Over Term
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Total Value (principal + all profit)
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How to use
- Enter the deposit amount and the bank's annual profit rate.
- Enter the term in years.
- Select a profit option — with payout options you get profit every period and the principal stays the same; with reinvest, the profit compounds.
- See the per-payout profit, total profit and total value.
Note
Withholding tax and zakat may apply on payout options and are not included in this calculation. Deposit rates change with banks and the State Bank policy rate. Rates change — verify with the official source before relying on this.
Tips
- Payout options give income every period; reinvesting compounds and usually grows more.
- Remember profit may be taxed at source — the calculator shows gross figures.
- Compare the effective annual rate, not the headline rate, when banks differ.