GP Fund Interest Calculator
Project the growth of a General Provident Fund. Enter the monthly subscription, the number of years and the annual profit rate to see the estimated closing balance with a yearly table.
Enter fund details
Projected balance
Total deposits
Total profit
Estimated closing balance
Yearly breakdown
| Year | Deposits (year) | Profit | Closing balance |
|---|
This is an estimate for planning purposes. It applies the annual profit rate to the opening balance plus half of the year deposits, which approximates profit on a running monthly balance. Real GP Fund profit is declared by the government each year and applied under official rules, so actual results will differ.
How to use
- Enter your monthly GP Fund subscription.
- Enter the number of years you want to project.
- Enter the annual profit rate (percent).
- Optionally add your current balance, then press Calculate Projection.
Good to know
- The government declares the GP Fund profit rate every year, so long projections use a fixed rate as an assumption only.
- Increasing the monthly subscription early in your career grows the fund much faster because profit compounds.
- Withdrawals and advances are not modeled here — the table assumes no withdrawals.