Loan Eligibility Checker
Find out if you can afford a loan before you apply. Enter your income, current EMIs, loan amount, tenure and interest rate to see your max affordable EMI and the maximum loan you could qualify for. This is an estimate only — banks apply their own criteria.
| Max affordable EMI (40% rule) | |
|---|---|
| EMI of your desired loan | |
| Total paid over loan life | |
| Total interest payable | |
| Max loan you could qualify for | |
| Debt-to-income after this loan |
Estimate only, for guidance. Banks run their own checks and limits. This tool does not offer or guarantee credit.
How to use
- Enter your monthly income and any EMIs you already pay.
- Enter the loan amount you want, the tenure in years, and the annual interest rate.
- Press Check My Eligibility to see your verdict and the max loan you could qualify for.
- Adjust the tenure or rate to see how they change your eligibility.