Murabaha Calculator
Understanding a murabaha financing deal? Enter the asset cost, your down payment and the bank's profit basis to see the total sale price and your monthly installment laid out clearly before you sign anything.
Bank Profit Amount
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Total Murabaha Selling Price
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Amount Paid in Installments
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Monthly Installment
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How to use
- Enter the asset cost (car, machine, or goods).
- Enter the down payment.
- Select the profit basis — a flat percentage for the whole term, or an annual percentage multiplied by the years. Use the same basis written in your bank offer letter.
- See the total selling price and monthly installment.
Good to know
- Compare the total sale price, not just the monthly installment — a longer term costs more overall.
- A bigger down payment lowers both the financed amount and the total profit charged.
- Ask the bank whether the profit rate is flat or annual; the difference is significant.
- This is an estimate — the bank's official payment schedule is the final word.
Note
In murabaha the bank buys the asset and sells it with profit — the price is fixed and the installment does not change during the term. In the actual offer, takaful, processing fee and documentation charges may be separate.