PM Youth Loan Calculator
Prime Minister Youth Business and Agriculture Loan — check which tier you qualify for and your monthly installment. Results appear instantly.
Your Tier
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Monthly Installment
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Total Markup
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Eligibility (official rules)
- Pakistani citizen, age 21 to 45 years (18 for IT/e-commerce).
- Valid CNIC and a viable business plan or proposal.
- Apply for new businesses or expansion of an existing one.
- One loan per person at a time; applies through the official pmybals portal or a participating bank.
How to use
- Enter the loan amount you need in rupees.
- Choose the repayment period (1 to 8 years).
- Your tier, monthly installment, total markup and eligibility note appear instantly.
Note: Installment is calculated on an amortized (reducing-balance) basis at the tier markup rate: Tier 1 up to Rs 500,000 at 0%, Tier 2 Rs 500,001 to 1,500,000 at 5%, Tier 3 Rs 1,500,001 to 7,500,000 at 7%. The final bank may use slightly different amortization; the actual loan is approved by the bank after document verification. Scheme rules can change — check the official PMYB&ALS portal for the latest terms.