Provident Fund Calculator
See what your provident fund will grow into. Enter your salary, employee and employer contribution percentages and the yearly profit rate, and this calculator projects your balance year by year until retirement.
Result
Enter values to see the result.
How to use
- Fill in the fields above with your own figures — results update live as you type.
- Both employee and employer contributions are added every month and the balance grows at the yearly profit rate.
- Check the result box and adjust any rate or parameter to test other cases.
Note: Projection only. Actual PF profit rates are declared yearly by the fund and salary may change over time.
Tips
- Contribution percentages are set by your employer — check your salary slip for the exact figures.
- Profit rates are declared yearly, so re-run the projection when a new rate is announced.
- Increasing your own contribution even slightly adds up a lot over many years.