Rent Vs Buy Calculator

How to use

1. Fill in the fields above with your own figures — results update live as you type.
2. Renting total uses yearly rent increases. Buying assumes the loan is fully repaid inside the period and the home is worth its appreciated price at the end.
3. Check the result box and adjust any rate or parameter to test other cases.

Note: Simplified comparison — it ignores the return you could earn by investing the down payment, plus transfer costs. Use your own realistic appreciation figure.