Savings Account Profit Calculator (Pakistan)
Estimate how much profit your savings account will earn in Pakistan. Enter your deposit amount and the annual profit rate, choose filer or non-filer status, and the calculator instantly shows your monthly and yearly profit before and after withholding tax, plus a month-by-month breakdown.
Profit rates vary by bank and account type. Verify the current rate with your bank.
Defaults to 15% for filers and 35% for non-filers when you change the status above. Approximate — tax rates can change.
Enter your deposit to see the profit estimate.
Month-by-month breakdown
| Month | Gross profit (PKR) | WHT deducted (PKR) | Net profit (PKR) |
|---|
How to use
- Enter your savings deposit amount in PKR.
- Enter the expected annual profit rate. You can change it to match the current rate of your bank.
- Select your tax status: Filer or Non-filer. This sets the default withholding tax rate, which you can still edit.
- The monthly and yearly profit before and after tax, plus the month-by-month table, update instantly.
Frequently asked questions
Banks pay profit at an annual rate on your balance. This calculator divides the annual rate by 12 for the monthly figure and multiplies it by 12 for the yearly figure.
Banks deduct withholding tax from the profit before paying it to you. The rate is higher for non-filers than for filers on the Active Taxpayers List. You can edit both rates in the calculator.
Banks use different profit calculation methods such as monthly average balance or minimum balance, and rates change often. The result here is an estimate, so confirm the exact rate with your bank.
Yes. It is free to use online with no signup required.
Note
Profit rates vary by bank and account type, and withholding tax rates can change with tax rules. The result is an estimate based on a simple annual-rate calculation — please verify the exact rate and calculation method with your bank before you rely on it.