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Student Loan Calculator

Planning an education loan? Enter the amount, interest rate and grace years to see how interest grows during your studies, what the monthly installment becomes, and the total you will repay.

Result
Enter values to see the result.

How to use

  1. Fill in the fields above with your own figures — results update live as you type.
  2. During the grace years interest keeps adding to the loan yearly. Repayment then runs as a normal monthly installment loan on the grown balance.
  3. Check the result box and adjust any rate or parameter to test other cases.

Note: Estimate only — some schemes charge simple interest or subsidize the grace period. Rates change — verify with the official source before relying on this.