Travel Insurance Cost Estimator
Estimate how much travel insurance may cost for your trip. Enter the trip duration, destination region, coverage level and traveller age to get an estimated premium range in PKR.
Enter your trip details above and the estimated premium will appear here.
How the estimate is calculated
- Starts from a typical daily base rate in PKR for the selected destination region.
- Multiplies by the number of trip days.
- Applies the coverage factor: basic 1.0, standard 1.6, premium 2.4.
- Applies the age factor: under 18 gets 0.8, 18 to 40 gets 1.0, 41 to 60 gets 1.35, 61 to 70 gets 1.9, above 70 gets 2.6.
- Shows a range of 10% below and above the mid estimate.
What affects the price
- Destination: regions with higher medical costs, like the USA, raise premiums.
- Trip length: longer trips cost more, though per-day rates can drop for long stays.
- Coverage level: adding trip cancellation, baggage loss and higher medical limits increases the premium.
- Age: older travellers pay more because medical risk is higher.
- Pre-existing conditions and adventure activities: these often need special add-ons.
Important disclaimer
This is an estimate only, not a quote from any insurance company. Actual premiums depend on the provider, exact policy terms, medical coverage limits and current exchange rates. Always get a real quote before buying.