Working Capital Calculator
Measure the short-term financial health of your business. Enter your current assets and current liabilities — the calculator finds your working capital and current ratio and explains what the numbers mean.
Current assets
Current liabilities
Result
Total current assets
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Total current liabilities
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Working capital
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Current ratio
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Health check
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This is a simple educational estimate, not financial advice. Always confirm important decisions with a qualified accountant.
How to use
- Enter what your business owns short-term: cash, customer dues, stock, other assets.
- Enter what your business owes short-term: supplier dues, loans, taxes, other bills.
- Press Calculate to see working capital and the current ratio.
- Read the health check to understand what the numbers mean for you.
Note: Use your latest monthly figures for the most useful result.
Tips
- A positive working capital means you can cover short-term bills — a negative one is a warning sign.
- If your ratio is far above 3, some cash or stock may be working too hard for you — it could be invested or used better.
- Check these numbers every month, not once a year, so problems show up early.
- Collecting customer dues on time is usually the fastest way to improve working capital.